The Finance Lab and its participants from mainstream finance, academia, environmental NGOs and social entrepreneurs, have a shared vision of an economy and finance system which serves the needs of people and planet, rather than the other way round.
First, there are those who see the transformation only coming from outside the current system, probably imposed by new government policy, top down disruption. Second, there are those working on disruption from within the mainstream finance system. Finally there are bottom-up disruptors, who also operate within the existing finance system, but are creating innovations that could promote a more sustainable economy. The ethical investment movement has been playing this role for many years, but they are now being joined by social finance entrepreneurs, peer to peer lending and community financing of renewable energy.
The Finance Lab will be engaging with all these three elements of the finance system, and probably discovering new ones along the way, in an effort to highlight the need for more disruptive policy and stimulate more collaboration and innovation of such ideas.